We are a not-for-profit organisation, which means our service is free. Our focus is you and assisting you with your situation. We only exist to support people who are unable to repay their debt. We will always act in your best interest.
We also work with other community organisations such as financial counsellors. This means that if we can’t assist, we make sure you get the support you need by introducing you to someone who can.
While we are completely independent, we are supported by the Australian Banking Association and the largest banks and creditors in Australia. That means we can negotiate with all your creditors with confidence on a solution that looks at your whole situation with all your creditors, which means a better arrangement for you.