Contact Way Forward

Are you struggling to manage all your debts?
Let’s see if we can help you.

    • We provide free assistance to people in financial hardship but who still have income, by helping them to get out of debt faster
    • We establish a workable budget
    • We advocate for affordable arrangements with creditors (importantly – we are not a Part IX Debt Agreement or Bankruptcy)
    • We help with debt repayments, so you can make one regular payment to us, which we then distribute to your creditors

    We have some question for you

    Do you have debts with multiple organisations?

    Are your circumstances unlikely to change?

    Do you have a regular income, and have money left over after you have paid your expenses each week?

    Personal Information







    Finance Information


    including Centrelink and other payments



    Use our budget tool to calculate this

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    Get in touch

    Write us an email or call our hotline and speak with a Way Forward representative

    Our office hours are 9am – 7pm AEST Monday to Friday

    1300 045 502