Contact Way Forward

Are you struggling to manage all your debts?
Let’s see if we can help you.

    • We provide free assistance to people in financial hardship but who still have income, by helping them to get out of debt faster

    • We establish a workable budget

    • We advocate for affordable arrangements with creditors (importantly – we are not a Part IX Debt Agreement or Bankruptcy)

    • We help with debt repayments, so you can make one regular payment to us, which we then distribute to your creditors

    • If your main source of income is Centrelink, a Financial Counsellor might be better placed to support you

    We have some questions for you

    Is your financial situation likely to remain the same in the near future?

    Do you have a regular income, and have money left over after you have paid your expenses each week?

    Personal Information

    Finance Information

    To assess your unique situation, we’d like to know a few things about your finances. This part is optional.

    including Centrelink and other payments

    Use our budget tool to calculate or give us your best estimate.

    0 of 300 max characters

    Get in touch

    Write us an email or call our hotline and speak with a Way Forward representative.

    Our opening hours are 9am – 6pm (Melbourne / Sydney time), Monday to Friday.

    1300 045 502

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