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Free Support to Manage Your Debts​

Way Forward is the combined initiative of corporate and community organisations to aid people in the relief of financial hardship by helping them to get out of debt faster. As a registered charity we provide debt solutions through two key free services:

  • Advocating on your behalf to establish affordable arrangements with your creditors (We are not a Part IX Debt Agreement or Bankruptcy)
  • Help with debt repayments, so you can make one regular payments to us, which we then distribute to your creditors

Our sole purpose is to provide debt help to people so they can manage and repay their debts faster.

People We've Helped Get Out of Debt

Dolly

Debt: $61,000
Health Challenges

Jeff

Debt: $70,300
Overcommitted

Marianne

Debt: $216,3000
Medical Expenses

Gary

Debt: $155,545
Family Circumstances

Our supporters and partners

Way Forward is the combined initiative of corporate and community organisations that are committed to helping people all across Australia find out how to get out of debt with free, simple and accessible debt advice and debt management services. We are proudly supported by the following organisations:

Way Forward Debt Solutions is a registered charity in Australia – ABN 20 628 702  821

Dolly

Debt: $61,000
Health Challenges

5/5

My Story

I’m 48, earning $2200 a fortnight working in retail. My husband fell ill and left work to go onto the aged pension. He requires several hospital stays yearly, which means I need to take time off work to care for him. With the reduction in income and 3 dependent children, I obtained a credit card to keep up with living expenses. I was overcommitted and unable to keep up with the minimum instalments.

What do I think of Way Forward

We can’t thank you enough for all that you have done for us. We feel like we can breathe again knowing that we’re heading in the right direction. We’ll be forever grateful. We are very grateful for what Way Forward has done for us and still cannot believe that an organization dedicated to help people like us in our situation exist.

Jeff

Debt: $70,3000
Overcommitted

5/5

My Story

I’m a 47 year old earning $2600 a fortnight in a government job. I was a single parent for many years while my daughter was young and began to obtain credit to cover living expenses. I then continued to obtain credit to cover debt repayments and this continued for several years. Once I reached my limit of obtainable credit, I realised I was overcommitted and could no longer afford the repayments, so began looking for help.

What do I think of Way Forward

Thank you again – although I have a long way to go, I now feel that there is some light at the end of the tunnel. I feel that a massive weight has been lifted, very happy with the outcome. I wish you guys were around 2 or 3 years ago.

Marianne

Debt: $216,300
Medical Expenses

5/5

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My Story

I work 3 jobs to support my family of 5. My husband is unable to work due to a severe health issue and medical costs for my son who is disabled are increasing. With the reduction of income and the high level of debt, I was struggling to maintain all our commitments and relied on credit to pay credit. I just couldn’t keep paying everybody.

What do I think about Way Forward

Thank you for giving me back my life and getting me out of depression and mental torture. Now, I can spend more time with my family and go back to what we use to do like going out on the weekends and visiting friends and relatives. Life is indeed great! Thank you very much and my big salute to Way Forward. Please go on and continue helping Australians that are trapped with the maze of debts. More power to the team! Thank you from the bottom of my heart.

Gary

Debt: $155,545
Change in family circumstance

5/5

My Story

55 year old Manager earning $2660 a fortnight. I went through a separation and with the reduction of my wife’s income supporting household expenses, I struggled to keep up with the repayments across all my facilities. I eventually started using credit to pay credit and was in an endless cycle. This large amount of debt has caused additional stress, its affected my health and struggled to find support to manage my finances.

What do I think of Way Forward

All I want to do is get this happening and work my way out of this. It’s definitely 100% better than where I was, I was just getting further and further behind. You probably will never fully appreciate how much I appreciate what you have done for me and how much of a difference this has made. Do not be afraid to contact Way Forward, their staff were extremely understanding, supportive and reassuring in assisting with managing what had become an extremely difficult and embarrassing situation for me.