Way Forward is a small not for-profit-organisation helping people in financial difficulty become debt free.

We have a dedicated team who provide free debt advice and free financial counselling to help you deal with your debt and set up a solution. Our hardship advocates have extensive experience handling creditors, negotiating better outcomes and thus providing debt relief for our clients.

At Way Forward, we are a debt relief charity with a vision to create a society free from problem debt.  We help those in debt get back on their feet.

How we can help you

  • 1We provide free assistance to people in financial hardship but who still have income, by helping them to get out of debt faster
  • 2We establish a workable budget
  • 3We advocate for affordable arrangements with creditors (importantly – we are not a Part IX Debt Agreement or Bankruptcy)
  • 4We help with debt repayments, so you can make one regular payment to us, which we then distribute to your creditors

“Having this fixed payment, knowing that there’s a final term to the repayments and Way Forward managing things on my behalf allows me to focus a lot more on important things like getting the business back on track.”

Way Forward’s client Adam

Who can we assist?

People we’ve helped get out of debt

Our supporters and partners

Way Forward is the combined initiative of corporate and community organisations that are committed to helping people all across Australia find out how to get out of debt with free, simple and accessible debt advice and debt management services. We are proudly supported by the following organisations:

Australian Banking Association logo
SVA - Social Ventures Australia
Thriving Communities Partnership - Connect. Collaborate. Impact.
ANZ logo
bankwest logo
Bank of Melbourne logo
Bank SA - Let's do this - logo
Collection House Group
Commonwealth Bank logo
HSBC logo
Latitude logo
NAB logo
St George logo
Suncorp logo
Westpac logo