Why we exist

Way Forward is a small not for-profit-organisation. We have a dedicated team of hardship advocates, who have typically worked for financial institutions or as financial counsellors and dealt extensively with creditors by negotiating better outcomes for clients. Their skills and insights give them the best possible experience to do the work they are doing for Way Forward.

In 2018, the four major Australian banks – Westpac, NAB, ANZ and CommBank – along with the Australian Bankers Association and the consumer movement through the leadership of Financial Counselling Australia initiated the creation of Way Forward Debt Solutions.

Approximately 2.4 million Australian adults are ‘struggling’ to meet their personal day-to-day financial commitments. We know that the research has shown time and time again that personal finances are the top cause of stress for Australians.

We can help you to explore options for getting out of debt that don’t include Bankruptcy or Part IX Debt Agreements.