Debt issues
Clear information is an important first step in dealing with debt. Understanding the issues you’re facing — such as how credit cards, mortgages or credit reports work — can help you decide what to do next with more confidence:
How balances build up, how minimum repayments work and balance transfers
Recognising when money is being used to control or harm, and where to get support
What is it, what your rights are and options for addressing it
What is in a credit report, who can access a report, what affects a credit score
These issues can affect anyone, and they are often shaped by circumstances outside a person’s control — such as rising living costs, relationship breakdown, illness, or job loss.
If any of these situations sound familiar, help is available.
If you’d like to explore longer-term support options, you can check whether Way Forward can help by using our eligibility tool.
If you’re struggling to pay your bills and debts, find out if Way Forward can help you.